Access to Credit Unions
A credit union is a cooperative financial institution, owned and controlled by the people who use its services, the member. Credit unions serve groups that share something in common, such as common workplace, neighborhood, or religious affiliation. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates.
Members benefit from credit unions' not-for-profit structure because surplus earnings are returned to them in the form of higher dividend rates, lower loan rates and new product offerings. In the credit union system, members have ultimate control over their money and the policies of the credit union. Allowing member-owners a vote and a voice in credit union management guarantees that member needs are met first.
As an employee of IES you have the option to become a member of 2 affiliate credit unions:
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